IC doubles cap on vehicular accident insurance claims\u00a0<\/a><\/strong><\/p>\nAccording to Herrera, the coverage of some CTPLs is only up to P200,000, which she said is \u201coften inadequate to cover the actual costs of damage, medical expenses and other liabilities incurred in vehicular accidents.\u201d<\/p>\n
\u201cFurthermore, CTPL claims are rarely filed, as the process is often cumbersome, riddled with bureaucratic red tape, and inaccessible to many victims,\u201d she added.<\/p>\n
If HB No. 11275 is signed into law, it will amend different sections of Republic Act No. 10607 or the Amended Insurance Code to include provisions that will make comprehensive insurance policies an additional option for motorists.<\/p>\n
Aside from filing the bill, Herrera also delivered a privilege speech on Monday, saying that the insurance, while a small amount to some people, may be used for other purposes.<\/p>\n
\u201cFor countless others, it is their lifeline,” Herrera told fellow House members.<\/p>\n
“The tricycle driver in the province, the jeepney operator in the city, and the delivery truck owner trying to meet deadlines all rely on their vehicles to put food on the table, send their children to school, and provide for their families,” she said.<\/p>\n
“Yet, every year, they are burdened with registration requirements that cost not only time but also hard-earned money,\u201d she stressed.<\/p>\n
\u201cThese are the mothers who drive their children to school, the fathers who work late into the night to make ends meet, the young workers who juggle multiple jobs, and the public utility vehicle drivers who endure long hours just to bring home enough for the day,\u201d she added.<\/p>\n
READ: Higher third-party liability insurance sought\u00a0<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"MANILA, Philippines \u2014 Motorists who have bought comprehensive forms of insurance for their vehicles must no longer be required to pay the compulsory third-party liability (CTPL). This is the view of Bagong Henerasyon Party-list Rep. Bernadette Herrera. Herrera, in a statement on Tuesday, said the CTPL \u2014 which costs around P1,200 per year \u2014 is […]<\/p>\n","protected":false},"author":1544,"featured_media":1975891,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[34,45],"tags":[342,4381],"byline":[224722],"source":[206075],"column":[],"editor":[820286],"videographer":[],"position":[],"acf":[],"yoast_head":"\n
Make CTPL optional for motorists with insurance policies \u2013 Herrera<\/title>\n \n \n \n \n \n \n \n \n \n \n\t \n\t \n\t \n","yoast_head_json":{"title":"Make CTPL optional for motorists with insurance policies \u2013 Herrera","description":"Motorists who have bought comprehensive forms of insurance for their vehicles must no longer be required to pay the CTPL insurance.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/newsinfo.inquirer.net\/2024883\/make-ctpl-optional-for-motorists-with-broad-insurance-policies-herrera","twitter_card":"summary_large_image","twitter_title":"Make CTPL optional for motorists with insurance policies \u2013 Herrera","twitter_description":"Motorists who have bought comprehensive forms of insurance for their vehicles must no longer be required to pay the CTPL insurance.","twitter_image":"https:\/\/newsinfo.inquirer.net\/files\/2024\/08\/Bernadette-Herrera-23aug2024-03.png","twitter_creator":"@inquirerdotnet","twitter_site":"@inquirerdotnet","twitter_misc":{"Written by":"arlenelim","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/newsinfo.inquirer.net\/2024883\/make-ctpl-optional-for-motorists-with-broad-insurance-policies-herrera#article","isPartOf":{"@id":"https:\/\/newsinfo.inquirer.net\/2024883\/make-ctpl-optional-for-motorists-with-broad-insurance-policies-herrera"},"author":{"name":"arlenelim","@id":"https:\/\/newsinfo.inquirer.net\/#\/schema\/person\/b507ab1cd0376766ebcd72514aa83f02"},"headline":"Make CTPL optional for motorists with broad insurance policies \u2013 Herrera","datePublished":"2025-01-15T04:44:19+00:00","dateModified":"2025-01-15T10:32:38+00:00","mainEntityOfPage":{"@id":"https:\/\/newsinfo.inquirer.net\/2024883\/make-ctpl-optional-for-motorists-with-broad-insurance-policies-herrera"},"wordCount":492,"commentCount":0,"publisher":{"@id":"https:\/\/newsinfo.inquirer.net\/#organization"},"image":{"@id":"https:\/\/newsinfo.inquirer.net\/2024883\/make-ctpl-optional-for-motorists-with-broad-insurance-policies-herrera#primaryimage"},"thumbnailUrl":"https:\/\/newsinfo.inquirer.net\/files\/2024\/08\/Bernadette-Herrera-23aug2024-03.png","keywords":["Insurance","LTO"],"articleSection":["Latest 黑料社 Stories","Nation"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/newsinfo.inquirer.net\/2024883\/make-ctpl-optional-for-motorists-with-broad-insurance-policies-herrera#respond"]}],"copyrightYear":"2025","copyrightHolder":{"@id":"https:\/\/www.inquirer.net\/#organization"}},{"@type":"WebPage","@id":"https:\/\/newsinfo.inquirer.net\/2024883\/make-ctpl-optional-for-motorists-with-broad-insurance-policies-herrera","url":"https:\/\/newsinfo.inquirer.net\/2024883\/make-ctpl-optional-for-motorists-with-broad-insurance-policies-herrera","name":"Make CTPL optional for motorists with insurance policies \u2013 Herrera","isPartOf":{"@id":"https:\/\/newsinfo.inquirer.net\/#website"},"primaryImageOfPage":{"@id":"https:\/\/newsinfo.inquirer.net\/2024883\/make-ctpl-optional-for-motorists-with-broad-insurance-policies-herrera#primaryimage"},"image":{"@id":"https:\/\/newsinfo.inquirer.net\/2024883\/make-ctpl-optional-for-motorists-with-broad-insurance-policies-herrera#primaryimage"},"thumbnailUrl":"https:\/\/newsinfo.inquirer.net\/files\/2024\/08\/Bernadette-Herrera-23aug2024-03.png","datePublished":"2025-01-15T04:44:19+00:00","dateModified":"2025-01-15T10:32:38+00:00","description":"Motorists who have bought comprehensive forms of insurance for their vehicles must no longer be required to pay the CTPL insurance.","breadcrumb":{"@id":"https:\/\/newsinfo.inquirer.net\/2024883\/make-ctpl-optional-for-motorists-with-broad-insurance-policies-herrera#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/newsinfo.inquirer.net\/2024883\/make-ctpl-optional-for-motorists-with-broad-insurance-policies-herrera"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/newsinfo.inquirer.net\/2024883\/make-ctpl-optional-for-motorists-with-broad-insurance-policies-herrera#primaryimage","url":"https:\/\/newsinfo.inquirer.net\/files\/2024\/08\/Bernadette-Herrera-23aug2024-03.png","contentUrl":"https:\/\/newsinfo.inquirer.net\/files\/2024\/08\/Bernadette-Herrera-23aug2024-03.png","width":1200,"height":1600,"caption":"Bagong Henerasyon Rep. 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